Credit Card fraud is more and more common especially at this time of the year. One of the most common misconception is that credit card fraud only takes place online. While it is easier to hack your credit card details online, scammers are also operating at ATMs. Even if credit cards have more security features, it remains important to apply the following tips to protect your credit card.

1) Keep Safe or Destroy your Credit Card Statements
It is relatively easy to generate

credit card numbers, however scammers prefer to find you credit card details. One of the most common tactic is to look into rubbish bins to find financial papers, so make sure you either keep your credit card statement safe or make sure you destroy them properly.

2) Hide the KeyPad When You Type your PIN

Over the last 5 months, scammers have used more advanced strategies. Video cameras were set up and pointed to the ATMs to record PIN numbers while people were withdrawing money.
When they managed to capture PIN numbers, scammers followed people to robe their credit cards and withdraw money.
One of the best way to protect yourself from such situations is to hide the keypad when you type your PIN code.

3)Do not send Credit Card Details via Email
One of the most common way of stealing credit card details is through email. When someone sends his credit cards details via email, some hackers can either access his email server and record all the information or hack his email account and have access to all his information.
Obviously not sending your credit card details via email is the best way to avoid such issues.

4) Look for Alternatives
Although credit cards offer plenty of advantages including credit card rewards, insurance, etc..., there are plenty of alternatives to credit card payment. For example Paypal is a very secure payment system, which offer guaranteed security when you pay online. Whenever you can, BPAY or Bank Transfer are also valid options.
At the end of the day, credit card are not compulsory and you can live without.